If you are looking to...
Every client becomes part of our extended family, benefiting from a personalized approach and a deep commitment to securing your future.
Follow the Affordable Care Act
We listen, we understand, and we’re here to help, focusing on your well-being and peace of mind above all else.
Streamline HR and Payroll Management
Simplify your processes with powerful HR tools & seamless payroll management. Save time, reduce errors, & keep your business running smoothly.
Find the Right Plan for Your Business
Integrity is the backbone of our business, and we’re committed to providing honest, straightforward guidance every step of the way.
1
Gather Your Information
We begin with a conversation to understand your unique needs, goals, and any specific coverage concerns.
2
Speak with an Agent
Call us today and explore the best employee benefits insurance plans that fit your needs.
3
Review Your Options
We’ll walk you through quotes from multiple providers, highlighting the most competitive and comprehensive options.
4
Finalize Your Policy
Once you’re ready, we handle the setup, ensuring a seamless experience so you can move forward confidently.
Providing robust employee benefits is key to attracting and retaining top talent while ensuring compliance with California’s specific regulations. At the same time, we focus on cost-saving strategies that benefit both you and your employees.
Here’s how we make the process seamless and effective
1
Understanding Your Needs
We start with a detailed consultation to assess your business size, budget, and employee demographics, ensuring we design a benefits package tailored to your unique needs and financial goals.
2
Customized Benefits Solutions
Health Insurance: Affordable group health plans, including HMO/PPO options, tailored to your workforce while managing costs. Dental and Vision Insurance: Accessible, budget-friendly plans that support employee wellness and reduce overall healthcare expenses.
3
Cost-Saving Strategies
Optimize your benefits package to avoid overpaying for unused or underutilized coverage. Leverage our expertise to secure competitive rates through our partnerships with top carriers.
4
Compliance Expertise
We navigate California’s complex benefits regulations, such as ACA compliance, COBRA administration, and state-specific leave laws, ensuring your program avoids costly penalties and meets all legal requirements.
5
Technology-Driven Administration
Simplify enrollment and ongoing management with user-friendly platforms that reduce administrative overhead and minimize errors.
6
Ongoing Service and Adjustments
As your business evolves, we continuously optimize your benefits package to adapt to changes in workforce size, regulations, or company goals, ensuring you maintain cost efficiency over time.
What makes Fishman &
Associates different?
Our commitment to service means you get independent, unbiased advice that prioritizes your needs. We make insurance simple, affordable, and effective with personalized guidance and competitive rates.